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CFPB Finalizes Payday Lending Rule. Allows loan providers to depend on a consumer’s stated earnings in certain circumstances On October 5, 2017, the CFPB finalized its long-awaited guideline on payday, car name, and specific high-cost installment loans, commonly named the “payday financing guideline.” The last rule places ability-to-repay needs on loan providers making covered short-term …

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